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About us

4xx.io exists because payments should be reliable, transparent and understandable — not a black box you find out about during an incident.

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What we do

We connect merchants, platforms and partners to global card and account-to-account rails through one API and one dashboard.

  • Acquiring across multiple regions
  • Risk, compliance and settlement in one platform
  • Developer tooling as a first-class product

How we work

Small teams, clear ownership, public incident reporting and no surprises in the contract.

  • Published uptime and incident history
  • Transparent pricing
  • Support from engineers, not scripts
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